Happy New Year! We've turned the page on a whirlwind year,and January beckons with the promise of fresh beginnings.In this newsletter,you’ll learn about some digital and analog tools and tips that can help you meet your productivity goals.
You’ll also learn about easy ways to eat a more plant-based diet without spending a fortune, design updates and renovations that may hurt your home’s value, and how to build a spending and savings plan you’ll stick with – plus fun facts, a trivia challenge, and lots more
Finally, I want you to know that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, competent real estate professional to help in buying or selling.
I truly appreciate your friendship and referrals. Enjoy your issue!
P.S.When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
They may be people looking to buy a home and you can mention my Free Consumer Report: “8 Secrets For Saving Thousands When Finding, Buying and Financing Your Next Home.”To request a copy for a friend, simply call me at -720-463-0002.
Welcome to Your Home Sold Guaranteed Realty - The Watson Group, where we are committed to transforming the homebuying and homeselling journey into a seamless and stress-free experience. Our dedicated team of experienced real estate professionals is here to navigate the intricate nuances of the real estate market on your behalf, ensuring you discover your dream home or secure the optimal price for your property. What sets us apart are our exceptional buyback and satisfaction guarantees. These exclusive offers instill confidence in our buyers, reassuring them that if their new home falls short of expectations, we'll step in and purchase it back within 12 months.
If you’re planning tobuy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front.And to do that, always turn to trustedreal estate professionals. They can help you set a plan and take a strategic look at your budget and your process before you even get started.
Here are just a few things experts say you should be thinking about.
1. Down Payment
Saving for your down payment is likely top of mind as you set out to buy a home. But do you know how much you’ll need? While every buyer’s situation is different, there’s a common misconception that putting 20% of the purchase price down is required. An article from the Mortgage Reports explains why that’s not always the case:
“The idea that you have to put 20% down on a house is a myth. . . . The right amount depends on your current savings and your home buying goals.”
To understand your options, partner with trusted real estate professionals to go over the various loan types, down payment assistance programs, and what each one requires. The more you know ahead of time, the easier the process will be.
2. Closing Costs
Make sure you also budget for closing costs, which are a collection of fees and payments made to the various parties involved in your transaction. Bankrate explains:
“Closing costs are the fees you pay when finalizing a real estate transaction, whether you’re refinancing a mortgage or buying a new home. These costs can amount to 2 to 5 percent of the mortgage so it’s important to be financially prepared for this expense.”
The best way to understand what you’ll need at the closing table is to work with a trusted lender. They can provide you with answers to the questions you might have.
3. Earnest Money Deposit
If you want to cover all your bases, you can also consider saving for an earnest money deposit (EMD). An EMD is money you pay as a show of good faith when you make an offer on a house. According to Realtor.com, it’s usually between 1% and 2% of the total home price.
This deposit works like a credit. It’s not an added expense – it’s paying a portion of your costs upfront. You’re using some of the money you’ve already saved for your purchase to show the seller you’re committed and serious about buying their house. Realtor.com describes how it works as part of your sale:
“It tells the real estate seller you’re in earnest as a buyer . . . Assuming that all goes well and the buyer’s good-faith offer is accepted by the seller, the earnest money funds go toward the down payment and closing costs. In effect, earnest money is just paying more of the down payment and closing costs upfront.”
Keep in mind, an EMD isn’t required, and it doesn’t guarantee your offer will be accepted. It’s important to work with a real estate advisor to understand what’s best for your situation and any specific requirements in your local area. They’ll advise you on what moves you should make so you can make the best possible decisions throughout the buying process.
When buying a home, being informed about what to save for is key. Let’s connect so you’ll have an expert on your side to answer any questions you have along the way.
‘Tis the season for good intentions about being more productive. But productivity isn’t about making time to do even more things every day. It’s about making sure the important things get done—and done right. Some aspects of productivity involve finding the right tool for the job—the perfect time-tracker or the best to-do list. Others involve knowing your own habits and routines so you can play to your strengths. No one trick or hack will work for everyone, so be prepared to try a few things on for size before you find the one that works for you.
Here are a few online and offline productivity tips to get you started.
At Your Home Sold Guaranteed Realty - The Watson Group, our team comprises experienced and devoted real estate agents who are wholeheartedly committed to realizing your property aspirations. We listen to your concerns, provide answers to your questions, and empower you with the insights you need to make well-informed decisions. What truly sets us apart are our exclusive guarantees: our buyback guarantee reflects our unwavering confidence in the homes we represent, and our satisfaction guarantee assures that you'll adore your new home, or we'll buy it back within 12 months. Choose us for a tailored, results-driven real estate journey.
Introducing Elevations at Murphy Creek by Montano Homes – the ideal place to embrace as your new home! Nestled in this centrally planned community, you'll enjoy convenient access to DIA, savor the gourmet dining and shopping delights at Southlands Mall, and relish picturesque views of one of Colorado's premier links-style golf courses.
You haven't missed your chance to sell at a time when sellers are receiving multiple offers, and homes are selling fast. When you’re ready to sell your house, let’s connect to get the ball rolling.
Creekside Eagle Bend
Sold for $974,990!
Sold for $487,500!
Sold for $620,000!
Sold for $565,000!
Northfork at Briargate
Sold for $510,000!
Sold for $530,000!
Sold for $522,490!
Sold for $478,000!
A: It depends on your situation, time, and motivation. You can sell your home yourself by staging it, setting the right price, creating a marketing plan, and fulfilling all legal requirements. Or you may hire a “Home Marketing Expert,” who will charge a commission but help you with pricing, provide you exposure by marketing your property to other real estate agents, show your home and coordinate the closing process. You might consider these facts:
To learn more about how to sell your own home, call and ask for my Free Consumer Report called “7 Insider Tips To Net More Money Selling Your Own Home.” I’ll send a copy right to you. Do you have a question you want answered related to real estate or home ownership? Feel free to call me at 720-463-0002.
Your Home Sold Guaranteed Realty understands the effort it takes to sell a house. To make your life easier, we have compiled these valuable resources for you - completely FREE of charge! MORE
At Your Home Sold Guaranteed Realty, we are dedicated to making the process of buying a new home stress-free. To ensure your comfort, convenience and peace of mind throughout your search for a property, we have assembled an extensive selection of resources tailored to fit every person's unique needs - all complimentary and without obligations! MORE